Other Insurance

As you may already know, Medicare doesn’t cover all out-of-pocket and medical costs. That’s why it may be best to find a supplemental insurance policy that can help you cover the costs that Medicare leaves in your responsibility, so you can avoid paying hundreds, possibly thousands of dollars, out of your own pocket.

Cancer

Cancer insurance, such as GTL, which is a lump-sum cancer policy, can provide you coverage for treatments and other services if you were to be diagnosed with cancer. The payouts for these plans can range between $5,000 and $200,000, but keep in mind that the higher the payout, the higher the premium. 

These plans can serve as great supplemental coverage for your primary insurance, but they should never be used as standalone or primary insurance.

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Hospital Indemnity

Hospital indemnity insurance is also a great supplemental plan that can work alongside your primary coverage. You can utilize these cash benefits to pay for hospital admission, ambulance trips, critical accidents, nursing, and much more. These plans may also be able to provide you with cash payments so you can pay for other added expenses.

Heart Attack and Stroke Insurance

Having heart attack and stroke insurance helps you remain on top of your finances if you suddenly suffered a heart attack or a stroke. This insurance plan offers a lump sum amount irrespective of any other healthcare insurance you might have enrolled for.

Dental, Vision, and Hearing Coverage

If you are enrolled in Medicare, you can typically get this coverage by enrolling in a Medicare Advantage plan. However, if you are not interested in Medicare Advantage, you can get this coverage through other plans. The coverage for these three services are typically combined and known as DVH, but you can also get individual coverage that does not combine coverage for other services. 

Without dental, vision, or hearing coverage, you can pay quite a bit out-of-pocket for exams, fillings, glasses, hearing aids, etc. That’s why it’s important you look at all your options to make sure you get the coverage you need.

Learn More About Your Options With Scott Sims Insurance

If you want to cover all the costs that Medicare does not offer coverage for, we can help you find other insurance that will cover what you need.