Prescription drug coverage is a critical component of any healthcare plan, making it essential to understand the complexities of Medicare Part D, which covers prescription drug expenses. As Medicare beneficiaries, it’s crucial to have comprehensive knowledge of how these plans can help manage prescription costs while ensuring you receive necessary medications. At Sims Insurance Medicare […]

For many seniors, Original Medicare (Part A and Part B) may not provide all the coverage needed to address their healthcare requirements. Medicare Supplement plans or Medigap policies fill the gaps left by Original Medicare, helping to cover out-of-pocket expenses such as deductibles, coinsurance, and copayments. With a wide variety of Medicare Supplement plans available,

Enrollment in Medicare is often viewed as a complex and overwhelming process, but with the right guidance and knowledge, it doesn’t have to be. Understanding key aspects of enrollment, such as important dates and deadlines, will ensure you receive the coverage you need, exactly when you need it. Here at Sims Insurance Medicare Plans, we

Navigating the world of Medicare can be confusing, especially for those who are new to it or preparing to enroll. In order to make informed decisions about your healthcare, it’s essential to understand the different types of Medicare plans available through this federal program. At Sims Insurance Medicare Plans, we believe in providing our clients

Trying to understand Medicare options, eligibility, enrollment windows, and plan specifics feels daunting. With parts A, B, C, and D plus supplements and networks, the program’s complexity overwhelms many people. Thankfully, you don’t have to figure it all out alone! Free, unbiased guidance exists to simplify Medicare so you can make smart coverage decisions. This blog post will

You’ve worked hard saving for retirement. Now it’s time to make smart healthcare coverage decisions to protect your nest egg and wellbeing. When initially enrolling in Medicare, one key evaluation involves assessing Original Medicare versus Medicare Advantage. While ads tout Medicare Advantage perks like $0 premiums and extra benefits, are the plans right for you? This article

Turning 65 means navigating Medicare enrollment along with claiming Social Security benefits. With the plethora of choices, from Original Medicare to prescription plans and Medicare Advantage, seeking advice from a licensed Medicare insurance expert becomes essential. But where do you find a local, licensed insurance agent equipped to advise around the nuances that determine long

Over 28 million people were enrolled in Medicare Advantage Plans in 2022, accounting for nearly half of all Medicare beneficiaries. This number continues rising annually as more seniors opt for Medicare Advantage over Original Medicare. Why is enrollment in Medicare Advantage Plans growing so rapidly? What key advantages do these plans offer that older adults

Medicare Advantage Plans provide comprehensive medical and hospital coverage for seniors as an alternative to Original Medicare. However, not everything is covered. There are some important exclusions and limitations to understand when evaluating Medicare Advantage Plan options to avoid surprise costs. This article will explore what services are not included or have restricted coverage under

Choosing a Medicare Plan is an important decision that requires research to ensure you pick the option that best suits your needs and budget. Medicare Advantage Plans, also known as Part C plans, are a popular alternative to Original Medicare. However, with many plans to choose from it can be challenging to determine the best