Free Medicare Resources & Tools
Navigating Medicare doesn't have to be complicated. Use these free, interactive tools to research your options, estimate your costs, and understand your enrollment windows — all in one place.
Provider Directory
Find Medicare-accepted doctors, hospitals, and specialists near you using live CMS data.
Premium Estimator
Estimate your Part A & Part B monthly premiums including any income-based IRMAA adjustments.
Part B Penalty Calculator
See how much a delayed Part B enrollment could cost you — permanently.
Part D Penalty Calculator
Calculate any penalty you may owe for going without creditable prescription drug coverage.
Enrollment Timeline
Get your personalized Medicare enrollment windows based on your date of birth.
Eligibility Calculator
Determine when you qualify for Medicare based on your age, work history, and situation.
All tools are free to use — no signup required. Have questions about your results? Contact Scott for a free, no-obligation consultation.
Have Questions? Talk to Scott.
Scott is a licensed Medicare broker in Eugene, Oregon. No sales pressure — just honest guidance.